BHSEU Academic Policies
Admission Requirements
BHSEU strives to enroll all qualified applicants who have the desire to learn about business and finance to enhance their career potential and expand their knowledge, and who are ready to commit 100% to their online studies.
Master of Business Administration
Applicants for admission must have a bachelor’s degree or equivalent four-year degree. Additionally, international students may be required to provide TOEFL, IELTS, PTE, Duolingo, or Michigan exam scores to demonstrate English language proficiency.
Admissions Procedure
Admission Requirements
BHSEU strives to enroll all qualified applicants who have the desire to learn about business and finance to enhance their career potential and expand their knowledge, and who are ready to commit 100% to their online studies.
Master of Business Administration:
Applicants for admission must have a bachelor’s degree from an accredited institution. Additionally, international students may be required to provide TOEFL, IELTS, PTE, Duolingo, or Michigan exam scores to demonstrate English language proficiency.
Admissions Procedure
BHSEU accepts applications on an ongoing basis. Complete applications received before the deadline are evaluated for the next term start date. Incomplete applications cannot be evaluated for admission. Applicants are advised to ensure that all required elements are included with their applications in order to avoid a delay in the admissions process.
Applicants must submit:
1. A completed Application
2. Official transcripts verifying completion of a Bachelor’s degree from an institution accredited by an agency recognized by the US Department of Education, CHEA, or listed in the International Handbook for Colleges or Universities.
3. A close-up copy of an official government ID or passport; and
4. A recent photo
5. Application fee
Additional requirements for international students:
1. Transcripts not in English: Transcripts that are not in English must be translated into English and evaluated by an approved third party recognized by the National Association of Credential Evaluation Service (NACES). They may also be evaluated by a trained transcript evaluator fluent in the language on the transcript. Evaluators must possess expertise in the educational practices of the country of origin and must include an English translation of the review. All translated materials must be official.
BHSEU’s preferred evaluating company is SpanTran, which can provide both credential evaluation and translation services.
2. International Transcript Requirements: In order to be accepted, an official transcript for a degree program completed in a country other than the U.S. must include the following information:
a. The type of degree completed (bachelor’s, master’s, or doctorate degree);
b. The date when the degree was conferred;
c. A list of all courses along with the corresponding credits (or units) and the grades earned;
d. A legend with the grading scale and the key to read the transcript;
e. Signature by the appropriate university official.
If the official transcript does not include one or more of the characteristics described above, students are required to obtain an official US degree equivalency evaluation from an organization recognized by the National Association of Credential Evaluation Services (NACES). BHSEU’s preferred provider is Spantran, which provides discounted pricing for BHSEU students. However, students may use any organization recognized by NACES for degree equivalency evaluation.
3. Proof of English Language Proficiency: Passing an English language proficiency exam is required of applicants whose native language is not English. The only exception is for applicants who have earned a degree at an institution where the language of instruction is English.
For admission, non-native English-speaking applicants must score at or above the following levels in one of the following English language proficiency tests:
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TOEFL Paper Based Test (PBT): minimum score of 60 required
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TOEFL Internet-Based Test (iBT); minimum score of 71 required
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International English Language Test (IELTS); minimum score of 6.5 required
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Pearson Test of English Academic Score Report; minimum score of 50 required
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Duolingo English Test; minimum score of 100 required
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4-skill Michigan English Test (MET); minimum score of 55 required
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Michigan Examination for the Certificate of Competency in English (ECCE); minimum score of 650/LP required
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Michigan Examination for the Certificate of Proficiency in English (ECPE); minimum score of 650/LP required
Applicants who have already taken the TOEFL, IELTS, PTE, Duolingo, or Michigan exam can upload a copy of their exam results within the application.
Applicants who have not taken either the TOEFL, IELTS, PTE, Duolingo, or Michigan exam will need to take it prior to submitting an application to BHSEU. Applications cannot be reviewed without qualifying exam results.
Acceptance to the University
Applications are reviewed first by admissions staff and second by the Chief Academic Officer. If it is determined that the application meets all minimum requirements, the applicant will be accepted into BHSEU and can start classes at the next term (see Academic Calendar).
Successful applicants will be notified via an email. Accepted students sign an enrollment agreement and submit a copy of a government issued photo ID.
Students access the enrollment agreement using the account created to complete the application process. The enrollment agreement is submitted to BHSEU electronically by the student. BHSEU accepts the enrollment agreement, verified by the signature of the CEO. The fully executed enrollment agreement is made available to the student as a PDF.
Non-discrimination Policy
BHSEU does not discriminate against any person on the basis of age, ancestry, color, ethnic group identification, national origin, religion, race, gender or sex, sexual orientation, physical or mental disability, veteran status, or on the basis of these perceived characteristics, or based on association with a person or group with one or more of these actual or perceived characteristics.
BHSEU is committed to compliance with the Americans with Disabilities Act (ADA) of 1990, as amended, and Section 504 of the Rehabilitation Act of 1973, as amended.
BHSEU provides accommodations based on medical or professional documentation submitted by the student. It is the student’s responsibility to self-identify to the institution prior to the start of class. Students requiring learning accommodations resulting from disability or injury should contact Student Support. Student Support will provide access to an accommodations request form in the Student Information System (SIS). The student must complete the form and provide supporting documentation. Once submitted, the request will be evaluated by the Chief Academic Officer within five (5) business days. The decision will be communicated with the student in the SIS.
Student Support in other Languages
While the language of instruction is English and applicants must prove English language proficiency in order to enroll, BHSEU is pleased to provide Student Support services in other languages.
Currently, staff at BHSEU provide support to applicants and students in French via phone, WhatsApp, and email.
Providing support in other languages is intended to increase a student’s level of understanding and comfort with BHSEU student policies.
Questions related to the content of the courses within the MBA curriculum can only be answered by the faculty member teaching the course and cannot be answered in any language other than English.
BHSEU does not provide translation services.
Transfer of Credit
Transfer into The Business, Humanities, Science and Ethics University
The acceptance of transfer credits between institutions lies within the discretion of the receiving institution. Credits earned at other institutions may or may not be accepted. Likewise, credits earned may or may not be accepted by another institution depending upon its programs, policies, and regulations.
Transfer credits will be evaluated using the following guidelines:
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Only credits earned at an institution that is accredited by an agency recognized by the United States Secretary of Education and/or the Council for Higher Education Accreditation (CHEA), or an accepted foreign equivalent that is listed in the International Handbook of Universities will be considered. Any credits earned at a foreign institution must have a credential evaluation completed indicating equivalency with courses.
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An official transcript of the student’s coursework must be furnished directly by the institution where the coursework was completed before any application for transfer credits can be evaluated.
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A copy of the catalog or course syllabi from the institution at which the coursework was completed, at the time that the coursework was completed, must be furnished before any application for transfer credits can be evaluated.
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A minimum grade of “B” or “3.0” must have been awarded for each course completed to be eligible for transfer. Only courses in which grades were assigned will be considered. Credits earned as a result of a “pass/fail” option are not eligible for transfer.
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Coursework completed more than three years ago is not eligible for transfer of credit.
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Transfer of credit must be completed prior to enrollment. Submitting an official transcript in a timely manner is the sole responsibility of the student.
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The Chief Academic Officer shall make final determination on the acceptability of transfer credits. The above guidelines shall be used in evaluating all applications for transfer of credit; however, the institution reserves the right to accept or reject any or all transfer credits at its discretion.
Up to 50% of the program can be completed via transfer of credit. Therefore, the maximum number of credits that can be transferred into the Master of Business Administration is eighteen (18) credits or the equivalent of six (6) three-semester credit hour courses.
Students wishing to receive credit for courses taken at other institutions will need to provide all required documents as part of the application process.
Transfer out
Transferability of credits earned is always up to the discretion of the receiving institution. We do not in any way imply or guarantee the transferability of credit into any other college or university.
Credit for Life Experience
We do not offer credit for life experience.
Technology Requirements
Electronic communication is the preferred medium for students, faculty and staff. To take advantage of this technology, it is required that students, faculty and staff acquire and maintain e-mail access with the capability to send and receive attached files.
In order to navigate the Internet, it is recommended that the latest version of one of the following browsers be used:
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Mozilla Firefox
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Google Chrome
The Business, Humanities, Science and Ethics University also provides documents that can be accessed using Adobe Acrobat Reader, which is available without cost to students at www.adobe.com.
We strive to prevent the spread of computer viruses by employing the latest virus detection software on all university-owned computer systems; however, We makes no guarantee related to the unintentional propagation of computer viruses that may go undetected by our virus detection software.
The Business, Humanities, Science and Ethics University will not be held liable for any direct, indirect, incidental, special, consequential or punitive damages of any kind, including but not limited to: loss of data, file corruption, or hardware failure, resulting from the effect of any malicious code or computer virus unintentionally transmitted by university staff members, faculty, students or affiliates.
The Business, Humanities, Science and Ethics University strongly recommends and urges all faculty and students to seek out and install adequate virus detection software and to routinely check for, and install, the most recent updates to their anti-virus software no less frequently than once each month for their computer and operating system.
Technical Specifications and Instructions
In general, students access course materials using a computer or laptop (PC or Mac), a modern web browser, and a high-speed Internet connection.
We do not support the use of tablets, smartphones or other similar devices for taking any of the courses in the program. While some course material might be accessible on those devices, students are likely to encounter technical issues that may prevent them from successfully completing courses.
Specific courses may have additional technology requirements as specified in individual course syllabi.
Careers Services
The Business, Humanities, Science and Ethics University places a priority on preparing students for careers throughout the course of their academic studies. For those who require assistance, the University offers advice in resume writing, job searching, interview skills, and other occupational information.
Tuition and Fees
Master of Business Administration (MBA)
Application Fee (non-refundable)
Registration Fee (non-refundable)
Library Services Fees
Proctoring Fees (total varies by number of terms)
Books & Materials Fees* (Estimated)
Tuition per 3 credit hour course
Tuition per credit hour
Total Tuition for MBA
Base Program Cost
(including Application, Registration, & Library Fees) $10,420
Total Projected Cost of Program
Regular Schedule (4 Terms)
(with Books & Materials and Proctoring Fees) $11,220 - $11,820
Total Projected Cost of Program
Accelerated Schedule (3 Terms)
(with Books & Materials and Proctoring Fees) $11,170 - $11,770
* Required books and materials may be purchased through the BHSEU Bookstore or the student’s preferred third-party bookseller.
All tuition and fees are listed in U.S. Dollars (USD).
Payment Schedule
The application fee is due when the application is submitted.
The registration fee is due upon enrollment.
Payment options for the tuition and fees include:
1. Payment in Full: Upfront payment for the full program upon enrollment.
2. Monthly Payment Plan: Students may arrange a low-interest payment plan
through TFC. Payment plans are a separate contract executed by TFC and the
Student.
a) Regular Schedule Payment Plan: 16-month payment plan, 10% interest
b) Accelerated Schedule Payment Plan: 12-month payment plan, 10% interest
Payments made via the options above do not include the cost of Books and Materials. Books and Materials are purchased for each course as the student progresses through the MBA program. Books and Materials can be purchased through the BHSEU bookstore or through the student’s preferred provider.
Students can make payments for any option via credit card.
Collections
Charges posted to the student’s account are due per the specified terms. Payments more than 60 days past due will be sent to collections.
Truth in Lending Act (TILA)
BHSEU, and its payment plan provider TFC, comply with all Truth in Lending Act (TILA) Regulation Z disclosures. All of TFC’s retail installment contracts and TILA documentation has been reviewed by lawyers established in the education sector and found to be compliant in all 50 states, plus Puerto Rico and Washington, D.C. Disclosures are provided to students upon entering a payment plan.
The 12 month and 16 month payment plans have an interest rate of 10%. No fees are charged for entering into the payment plan. There are no prepayment penalties for making early payments or for paying off the balance of a payment plan before its due date.
Books and Materials
BHSEU provides students with access to an online bookstore through a partnership with Ambassador. Students will receive an email at the start of each term when the required books are available for purchase. Students pay for books as they progress through the program. All books offered through the bookstore are provided in eBook format. When students purchase books through the bookstore, they will receive specific refund policy information on each item purchased, as policies vary by publisher.
Students are not required to purchase materials through the BHSEU bookstore. They may purchase required books and materials from another seller of their choice. Students are advised to obtain refund policy information from their selected seller.
The estimated cost of required textbooks and materials for the MBA is $600 - $1,200 (USD). However, as publishers set the book costs, the prices are subject to change without warning.
$50
$200
$15/course
$50/term
$50 - $100/course
$1500/course
$277.50
$9,990
Cancellation and Refund Policy
Students may cancel their enrollment at BHSEU at any time. While a student’s notification of cancellation may be conveyed to the institution in any manner, BHSEU prefers that notification is sent via email to support@usahumanities.university.
A student has five (5) calendar days after signing an enrollment agreement or similar contractual document to cancel enrollment and receive a full refund of all monies paid to the institution.
A student requesting cancellation more than five calendar days after signing an enrollment agreement, but prior to beginning a course or program, is entitled to a refund of all monies paid minus:
- The non-refundable application fee of $50
- The non-refundable registration fee of $200
- The non-refundable library services fee of $15/course
Upon cancellation, a student whose costs for education are paid in full, but not eligible for a refund, is entitled to receive all materials including kits and equipment.
Tuition will be refunded per the table below. Tuition for courses that have not been started will be refunded in full. There is no tuition refund for courses and/or terms that have been completed.

Refund Calculation Example
For a student who is taking three (3) courses per term (Regular Schedule), and withdraws in the 5th week of the first term, the refund amount would be calculated as follows:
Breakdown of fees due to BHSEU for Term 1
Application Fee:
Registration Fee:
Library Services Fee:
Proctoring Fees:
Tuition:
Total:
BHSEU Retains:
Application:
Registration Fee:
Library Services Fee:
Tuition Portion:
Total Retained by BHSEU:
Student Refund Amount:
Tuition Portion:
Proctoring Fee:
Total Refund Amount:
*If the student has paid for any terms of study beyond Term 1, tuition and fees for those terms will be refunded in full.
Refunds on books and materials are subject to the terms of the retailer or the publisher from which they were purchased, whether they were purchased from the BHSEU Bookstore or another vendor. Refund policy information for books purchased through the BHSEU bookstore is provided upon purchase.
The student refund amount is applied to any balance on the student’s account. Any and all money due to the student is refunded to the student within 30 days after the withdrawal.
$50
$200
$45
$1,498.50 ($2,497.50 x 60% = $1,498.50)
$1,793.50
$999.00 ($2,497.50 x 40% = $999.00)
$50 (unused at Week 5)
$1,049.00*
$50 (non-refundable)
$200 (non-refundable)
$45 ($15/course, non-refundable after course start)
$50 ($50/term)
$2,497.50 ($832.50 per 3 credit hour course)
$2,842.50

